WHAT CAN YOU DO IF YOU LOSE YOUR JOB?

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In today’s world when most of us have moved away from farming and dairy which are basics of any economy and we are doing jobs given by somebody else may be in Banking, IT, Automobile, Manufacturing, Shopping Malls, Hotels, Restaurants etc, have you ever thought “what if I lose this job? What if I am fired?”. Somebody may tell you rather than this think positive or be positive but I always feel one must be positive and practical as well.

In today’s world, economy is driven by paper currency which in turn controlled by central bankers and their associated banks. As per their allocation of money businesses may thrive or collapse, economies may expand or shrink. There is too much dependency on such external factors and nobody knows what is cooking up at higher level but for sure many economies in the world are crumbling. What to do when you are financial dependent on somebody else? Always remember slavery begins first with financial dependence on somebody else and then it becomes mental habit. In today’s world most of the people are doing jobs offered by somebody else and not only that, most of them are having huge loans on them – home loans, car loans, personal loans, loans for businesses etc. This is double pressure – one from your employer and one from your banker as not only you need to secure your job but you need to repay your loan as well.

One more interesting factor is not only we are dependent for money on others but in reality we are dependent for many things on others. For Ex – Groceries, milk, vegetables, medicines etc. None of us is growing anything on our own. Everything we are just buying by paying money in malls or retail shops. What if such scenario happens that everybody has money but supply of groceries, milk etc is less. Just imagine under current circumstances when people store lesser and lesser groceries at home what chaos it may lead to. One cannot be independent in every aspect of life as life is interdependent but one must become independent in as many things as possible.

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In such world it is always better to give a thought to the possibility “ what if I lose my job, what if economy crashes?”. Have you ever wondered what skillset we have and apart from our regular job what else we can do? Then it is better to do small exercise and see where we stand by asking one question to ourselves “What else can I do?”

  • Can I start my own retail shop?
  • Can I cook/prepare nice food/snacks and sell?
  • Can I start my own automobile workshop?
  • Will I be able to do farming?
  • Will I be able to start my own dairy farm by procuring few cattle?
  • Can I produce some beautiful wooden products/furniture?
  • Can I do any painting work?
  • Can I professionally sing?
  • Can I professionally act in drama etc?
  • Will I be able to teach any subject in School/College?
  • Will I be able to stitch/weave any cloth?
  • Will I be able to prepare any beautiful product from wool?
  • Will I be able to do something in tourism industry? ………………….
  • Can I prepare 100% natural (no chemicals &) Shampoo/soaps/detergents (made from natural ingredients) and sell?
  • Will I be able to do any electrical/plumbing work?

This is small list and there are many such options for which one must see if he/she can do it or not. I feel one must prepare and gauge themselves on this and if more the answers of these questions are ‘NO’ then it is not a good scenario and it is better to learn and acquire9 more and more skills and be ready for any tougher times!

 

INCREASE YOUR SAVINGS RATE…SMALL HOLES CAN SINK BIG SHIP…

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These days many a times we hear people saying that “My savings are almost nil”, “My salary evaporates in first 10 days of month”, “I don’t know where my money is going”.

I think right now in current times we have lowest savings rates and we don’t know what to do or many times we even don’t realise that we are saving absolutely nothing. In current world of jobs where we are financially dependent on our employers and our no of years of employment are also fixed then it is very important that we have good savings with us to meet any crisis & our post retirement life which gets affected by rising inflation as well.

To begin with, best thing to do is to document our expenses. If you can’t do daily then its fine but do monthly. Atleast figure out which are the fixed expenses that you incur monthly these are the ones which whether you earn or not you will have to Pay. Figure out which are the expenses that are variable, costs of these expenses vary. Note down all such expenses with monthly cost incurred on them. Then extrapolate that cost as annually, 5 yearly & 10 yearly. I am sure you will get stunned looking at the huge amount we are spending on these items over 5 to 10 years.

Remember Saving happens over the period of time, you cannot have huge money in short period of time (unless lottery or some wrong business). Figure it out which are the avoidable expenses, which expenses you can reduce & take action on those. I have prepared one table with expenses extrapolated for 10 years. You can also prepare such table with relevant items & see the amount over period of time.

Expense Table

Now observe, out of your list, how many you can easily avoid, how many you are incurring because of your lethargy/ignorance. If you see whatever we are incurring as routine, is actually eating out lot of our money over the period of 5 to 10 years. Also notice that how many of these items were relevant before 10 to 15 years, how many newly got added. If we observe such items are increasing with every passing year. I have left few rows blank as values could be too variable & depends individual habits.

Even for our groceries, food, for so many things we just go to market and buy ready-made items. Our ancestors used to prepare most of the things at home. Still in rural India people prepare lot many things at home Ex- Pickle, papad, chutneys, masalas, chips, various snacks etc. So many things are prepared at home & it saves good money.

Can’t we wash our own car? Can’t we wash our own utensils? How many phones we need, how many gadgets. If you see these companies will keep bringing on newer versions of electronic goods, how much money we can spend on it. These companies are so big today mainly due to our lethargy/bad habits/succumbing to euphoria to own these gadgets.

If we see, we are living like kings/queens but we need to remember that we are common people and every common person cannot afford to live like king. When common people start living like King for sure they are going to go Bankrupt!

YOU CAN’T AVOID POLITICS…LEARN IT…

Politics

‘Politics’…As soon as people hear this word, many of them distort their faces. Many say Politics is bad, it is dirty world. Many of them stay away from it and many of them fear of it thinking it is extremely bad.

Whatever efforts one puts to stay away from politics, one cannot stay away from it. Whoever you are, where ever you are it is going to confront you and if you run away from it then slowly it will start haunting you.

Politics is not only there in political parties but it is there in our day to day lives. See some of the examples…You go to office and you hear many people saying ‘our office is filled with bad politics’. There are lobbies, boss favors particular people etc. It affects you…

If you are in some business then also you are going to face it. Your competitors will be playing all sorts of tricks and games to outsmart you to gain more and more business. You will have to face this politics.

If you are in government job then politics is at unimaginable level. Just look into police department. You will be horrified to see internal politics there and how much those people are under pressure. Same goes with any other departments. Right postings, promotions or holidays they face politics in everything.

If you are sportsman then also you will face it. Right from selection to leading your team everywhere people will try to outsmart you or by hook or crook gain prominent position. People play politics to control various sports organizations as well.

If you join some NGO or religious or spiritual organization then you may face politics there as well! In desire to achieve fame, to gain some power people try to outsmart each other.

If you are student then also there is politics. Out of competition or jealousy you will have to face it. If various companies are interviewing students for jobs from same college then one must see how suddenly friends become competitors and one can see politics there as well!

Look into the lives of these movie actors or TV actors. For getting good roles, a good movie there is politics. There are lobbies and if you go like very straight forward person there, you will be soon fried up! (Many of these actors/actress are already leading horrible lives but that is different story!).

Not only your enemies but you may get amazed to see that some of your friends also might be playing politics with you. Some of them will be with you only till the time there is some benefit from you. They leave you as soon as there job is done or there are no more benefits from you. They may leave you if they find someone else is more powerful or useful. They may cheat you out of their jealousy towards you.

Not only friends but your own relatives also might be playing politics with you. Just see around and you may notice that there could be politics going on in your family.

Basically it confronts us at so many places and in so many different roles. If one ignores it every time then soon he/she will be ignored as well. Today middle class is the biggest class on the planet and most of them stay away from politics and in return they are totally ignored by politicians. They take care of ultra-rich (out of favors) or poor (for votes).

Basically politics is art of taking care of people and ensuring welfare for all. It has very broad perspective. There is difference between politics and conspiracies. These days conspiracies are being called as politics. Politics is seeing & building the way of welfare for all. One needs to see opportunities for this, various innovative ideas, apply all strength and sacrifice whatever one can! Among all the difficult circumstances find out the good way and do good for all. If you need to do acting then do it, if you need to show little bit of anger then show it, be shrewd but bring good to all. Final aim must be to bring good for all. To forbid good people from joining mainstream politics various print & electronics media portray that it is the world of bad people and only goons enter and rule this world. Watch movies and see what kind of politicians are shown.

More and more you stay away from it, you will observe that more and more you are ending up towards losing side. Soon incapable undeserving people will start ruling you. Soon donkeys will start riding horses. Nations where youth don’t look into politics are in dilapidated condition. If you are running away from this politics then stop doing that right from this moment. First thing is face it. Observe it. Observe what people do, why they do, what people say & why do they say that. Check the intention of people (little bit). This observation can teach you many things and you will be aware of who is doing what. Who may harm you and who may support you. Who is good and who is not. To learn swimming one needs to enter water and then only one can learn. Similar way face politics and whatever situations come your way and keep learning your lessons. Remember straight trees are cut first and similar way very goodie goodie simple people also will land up in trouble. Be innocent & humble but at the same time remain firm and invulnerable. So do not run away from Politics but learn it!

KASHMIR ISSUE…GREAT GAME OF INTERNATIONALLY SPONSORED POLITICS…HEAVEN TURNED INTO HELL…

 

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Once king Jahangir had said “Agar kahi swarg hai to wo yahi hai yahi hai yahi hai…”… “If at all there is heaven then this is it…this is it…this is it…” It is true as Kashmir is really beautiful and is heaven.

We need to see how come this heaven turned into hell and by whom and for what? Rarely we try to see actual facts and see things from larger angle and try to analyze what is really happening and to whom it is affecting? Who is on the gaining end and who is on the losing end?

From centuries Kashmir was a peaceful region where Kashmiri Pandits, Muslims, Sikhs and Buddhists lived together peacefully. You will not find a single instance of riot or fight among them for anything. Absolutely not a single thing. Then how come suddenly in last few decades everything turned upside down and this peaceful, beautiful region ended up into violence, chaos. If we look carefully at history then this whole game begins from the partition of Bharat now called as India. British partitioned this holy land called Bharat and suddenly one virtual country called Pakistan was created. Land of Baloch, Sindh, Punjab and Pashtuns were suddenly declared as Pakistan. Huge massacre happened in the riots which emerged afterwards and till date no body is held responsible for the same. Huge number of cattle were destroyed which was one of the livelihood of many people. British looted Bharat for almost one and half century and on top of that people destroyed their economic resources as well. If we look at the economic condition of people at that time then it was very bad and so was a newly formed center called Pakistan (It is not a country). One piece of land (Princely state) called Kashmir did not merge itself into India or Pakistan and King of Kashmir was thinking what to do about his state. He wanted to remain independent but newly formed center called Pakistan immediately attacked Kashmir. This is very interesting. How come newly formed state which is economically poor, everything is in chaos and disorder, immediately attacked Kashmir? Even well established, well developed countries think a lot before attacking some other country. Answer is simple, it looks like this state is created by British to create their proxy Army by using youth of Pakistan. If you observe, ISI of Pakistan and their Army journals and officers have huge plum properties of acres in Briton. If you check history of their every ruler, prime minister, president then each one of them has studied in Briton or US and has rich family background and has no connect with poor families of Pakistan. It looks like till date all of them are sponsored by big people from US and UK. Same thing happened in late 1940s and Pakistan got all the resources from them and immediately attacked Kashmir. King of Kashmir then realized his mistake and reached immediately to govt of India. Sardar Patel who was then home minister of country took strong stand and defeated this Pakistan’s Army and Kashmir was incorporated in India. Imagine our own people separated from us, Pakistan got created, they were given weapons and they attacked their own land, killed their own people and created conflict for their own People.

Next bad thing happened with Kashmir is passing of Article 370 which granted it independent status with bare minimum interference of Central govt and that too requires permission of state government. Just imagine, state which was recently attacked, enemies are looking for further opportunities and you give it independent status. People of Kashmir were left in further vulnerable status and they were not even aware of what further chaos that were planned for them. This means our politicians were/are equally involved in misery of people of Kashmir. In between many regimes changed in Pakistan, many assassinations of their own leaders, many military rules were enforced but few things remained central to its policy Destruction of economy of their own country, destruction of education, spreading poverty and increasing Zamindari, radicalizing youth and giving birth to same western sponsored military generals who dance to western power’s tunes and use these radicalized youth where ever western powers want. They used them in Afghanistan, Baluchistan and after lot of planning in Kashmir as well.

For almost 2 decades Kashmir remained in this state and suddenly during late eighties politics began in the valley. Politicians incited hatred against community of Pundits and lot many people’s properties were destroyed. As per reports, many of the political leaders, their party workers were involved and actually took part in riots. If we carefully observe who takes part in riots – people who do not have any work, who are paid, few fanatics, political leaders. Common people who have work and job to look after their families never get into this nonsense. Once riots start rumors are spread, media gives it air in most fearful fashion and fear is instigated in people’s mind and heart. Media reports it one community against other and people who are not involved in it also get dragged into it and they bear unnecessary brunt of it.

Later on in the beginning of 1990’s situation deteriorated and radicalized people began giving threats and killing of people and all pundits were asked to leave. Is it possible without support of local political leaders? Absolutely No. From where people got the weapons? From across the border, where these western sponsored Pakistani Army generals & politicians are looking for such opportunities to radicalize youth who unfortunately destroy their own motherland and finally themselves. Benazir Bhutto was prominent Pakistani leader who instigated youth at that time. Timing of these incidents collide when there was weak leadership in central government of India. Out of fear for their lives, most Kashmiri Pundits moved out of valley and then Kashmir landed up in the hands of these politicians who provoked people for riots. Not all Muslims were involved in all these things. In fact many of them asked Kashmiri pundits not to leave valley as this is their homeland and in fact they protected many and this is the reason almost 750 to 800 Kashmiri pundit families are still staying in valley. Many wanted to help but could not come to help as they feared for their own life as militants with political support were killing. Whole situation was portrayed as all Muslims targeted Hindus, of course many got carried away and joined riots but not all.

Afterwards real economic, social plundering of valley began. Whole region fell in the hands of few politicians who themselves are living in plush properties, are rich and common people’s fate was left in darkness. Surprisingly you will find many of the Kashmir’s politicians again studied in UK and US and have properties there as well. Despite of such beauty and nature’s all around blessings, no development happened, no good education facilities, no agricultural growth. In fact if you visit few of the rural areas of Kashmir, people don’t even know what refrigerator is. They are very poor. Over the time Militancy increased in Kashmir. Whether youths agree or not they were forced into militancy. There are today ample examples of youths who got out of it and they tell their horrible stories. How they suffered and how they were used. Sometimes even youths who leave such terrorist groups and start their normal life are killed in Kashmir. Look at the Kashmir which is under territorial control of Pakistan. What is happening with People who are on that side now. Terrorist camps are run there. Youths are forced into terrorism and GOD only knows in which part of the world they are deported. What have people achieved by separating from India? People must come out of this mirage and perception that Pakistan is country. It is military center operated by ISI run on the funds of few western powers and this proxy army has been even used in the destruction of Middle East as well.

Look at the economic havoc created by this issue and despite of being in heaven, people are living in very bad condition. All people of Kashmir are clearly losers from all sides! Then question comes who are the ultimate gainers? What I have found is few western powers or rather few western politicians, businessman and few of our own country’s people – politicians, Bollywood also have equal hand in it, yes Bollywood as well! Look at the total area of Jammu & Kashmir and Himachal Pradesh. How many apple orchards are there. Is this land utilized to its full potential, absolutely No. In Kashmir itself not much. Ideally this region of our country should have developed to its full potential and this region not only would have supplied Apples to India but would have exported to many other countries! People and our country would have been Rich! Forget about exporting, today India imports so many Apples from few internationally dominant countries and we lose money and potential jobs. When everyday your whole area is publicized negatively with news of militancy and literally zero development by local politicians how come these areas will grow? Same goes for Saffron. Kashmir produces finest saffron in the world which has high medicinal properties. Are we utilizing it to its highest potential? Are people getting fair prices, is enough employment generated out of it? Answer is No…Same goes for Shawls, Carpets, Wooden Crafts etc…Kashmir is surrounded by beautiful Himalayas and good amount snowfall also happens in valley. Imagine how many jobs would have created by various dedicated trekking corridors, dedicated ice skating areas. This place would have been full of tourist all around the year.

Next most important aspect of Kashmir is Tourism. It is the most affected sector of this area. Most beautiful land and its tourism is hit badly. If this issue would not have been there, not only from India but from across the world tourist would have landed up in Kashmir for their vacations. Now though tourist come but very few. Imagine amount of jobs tourism would have created. Hotels, Restaurants, Local shopping, sightseeing and many more such opportunities. People of Kashmir would have earned so much money that they would have become one of the richest on planet. Government also would have collected huge taxes which they would have used in many other areas. I have observed that media publishes most negative news about Kashmir. Not only Militancy but even small cloud burst is shown in big way and even today due to this negativity many tourist cancel visiting Kashmir. Local people may not be realizing this play of Media. At one point of time negativity was so high that people used to not even dare to think about trip to Kashmir! Though situation has little improved today but it is far away from even good. Then where do tourist land up? First destination is Switzerland then few other European countries, Malaysia, Thailand. Billions of dollars which would have gone to Kashmir are going there. Bollywood has assisted in great way in destroying tourism of Kashmir. After early nineties you will observe, most of the scenic movies of Bollywood are shot in Switzerland. Even one of the producer and director has one train named after him in Switzerland. Most of his movies he made in Switzerland and developed their tourism in great way. In fact in one of the most hit movie which was released in 1995, a very good love story in which perfect marketing of Switzerland was done. Knives, bells, trains, nice mountains and nice backgrounds. If you go to Switzerland they exactly sell such bells, knives and Indian tourist are ahead in buying them. In fact that movie posters are kept at few places. If you ask me to title that movie, I will name it as “Dilwale bewakoof banakar paisa uda le jayenge”. After this movie many movies came which were shot in Europe and in subtle way did develop tourism there. I am not against Europe or Switzerland, it is beautiful but Kashmir is also equally beautiful or far more beautiful and it will be cheaper option to the people of world compared to other tourist places. We as tourist go to other places and show off our tour to others but never pay attention to our own burning heaven. Just see after early nineties Bollywood produced what kind of movies on Kashmir. Gone are the days of movies like ‘Kashmir ki Kali’. Movies which come are only based on terror, militancy, kidnapping which terrify people. Never ever they show beauty of Kashmir. If people can go to Kashmir to shoot such movies then why can’t they make movies which portray beauty of region and promote tourism for region.

From all of the above thing, to me Issue of Kashmir cannot be looked into isolation. To me it looks well planned and well organized internationally driven event in which lot many people of our country are involved. What I have seen is, it is ensured that in every way people of this country lose and few big western powers gain. When Kashmiri pundits where moved out from valley they were living in refugee camps. Look at the condition of those camps. It is terrible. Lot many of us didn’t even know that they are living like this as this is never news in print and electronic media. Why our own politicians never paid attention towards them. Why are they not even given proper homes to live. Who has stopped politicians from this? Will they blame militants for this issue? Are they not equally part in larger conspiracy? Are all of them getting equal share of money at the cost of nation, at the cost of Kashmir and its people? At least my mind says yes to it.

Even today many of local people of Kashmir want Pundits to return to their homes. I feel they only can solve this issue now. All the people who are currently living in Kashmir must unite and demand bringing back Kashmiri Pundits. They must put pressure on their politicians and ask them to put this thing as main agenda. Prosperity comes where peace is and poverty rules where violence is happening.Whatever happened has happened, now they must come forward and bring back their brothers into valley and start new life for themselves and for this Country!

DEMON MAHISHASURA..REAL MEANING, GODDESS DURGA (MOTHER GODDESS / MOTHER NATURE) AND ITS CURRENT RELEVANCE…FREE YOURSELF OF THIS DEMON…

Durga

As I have mentioned in my first blog, our ancestors were very wise and they knew that over the years people’s dialect, culture, languages will change. Apart from writing things in scriptures, they presented most of things through pictures and symbols as well so that future generations will be able to understand through these. One such picture & story is of Demon Mahishasura and Goddess Durga. Lets see how it is relevant in current times.

General story goes like this, once upon a time there was a demon called ‘Mahishasura’. He had done severe penance/austerities and out of that he got a boon from Lord Shiva (Shiva is called as Destructor. He is destructor of all the bad thoughts in out head Ex – Thoughts of attacking someone, stealing something etc come in our head. He resides in our body as well. He resides in head and all bad thoughts are destroyed there). Boon was- no man, animal or god will be able to kill him. After getting this boon he thought himself as invincible and started misusing it and terrified all human beings and creatures. In his arrogance he forgot that woman can kill him. All people and even Gods approached mother goddess for help. Mother goddess took form of women called Durga and killed Mahishasura and freed planet from this demon.

Indian Buffalo

Lets understand this demon first and then lets see its current relevance. Asura is the person with immense power who uses his/her power for selfish/evil motives. One of the meaning of Mahisa in the Sanskrit is Buffalo. That is why in above picture demon is shown sitting on buffalo. If you observe carefully buffalo is symbol of inertia. For example suppose you come across a buffalo on a road and you push the button of your vehicle’s horn so that this animal moves out of the way, you will observe that it do not move so easily as it is filled with inertia. Most of the times you will have to wait or go sideways but it will not move. Mahishasura means demon inertia gripped humans and Asuras made this to happen deliberately for their own selfish motives. Lets see how it helps them.

Today if we closely observe many people, infact many countries are under the grip of this inertia. Mother Nature has showered everything in every part of world. I mean all types of resources are available but people do not want to do anything. You can see this across many countries. See some examples…

    • Many parts where it rains in really good amount, they do not have clean potable water or water for irrigation. People are absolutely doing nothing to create more water reservoirs etc. They are waiting for some government scheme or some officer or leader to do something for them. Just imagine even few hundreds if join hands can dig one lake for themselves.
    • Many people are homeless today. Nature has given everything, wood, stones, sand etc. Such homeless people can come together and build their own homes with whatever resources they can collect from their surroundings. Educated people can also help them but we see very less time such thing happening
    • Farmers have their good arable farm lands but rather than learning better natural way of producing multiple crops, they run behind quick money making things, sow things which require less effort (like sugarcane). I have seen many of them do not even prepare their own seeds, own plants. They buy everything from outside and keep on increasing their input costs. Just little effort and they can make huge money but very few actually do it. Infact in many parts of the world people wait for special financial packages for governments to announce and they are happy to get such benefits. Infact it is becoming yearly norm to receive such benefits. People are not realizing that they are being paralyzed. In few parts of Africa they think that it is their birth right to receive these packages. This trend is emerging in India and other parts of world as well.
    • Many people in Europe do not take jobs, they live and enjoy the benefits provided by council or governments. Once in UK, I came across this news – one couple was living in council house with 5 or 6 children and each one of them was receiving per week monetary benefits. Reason he gave was, he lost his job and his wife is suffering from chronic depression! This is not good, this way almost half of the Europe is going towards bankruptcy and people are becoming paralyzed without learning any skills and work.
    • Another tactic used by few politicians is putting in place some public welfare schemes with corruption engulfed in it such as some rural employment schemes etc. Honestly speaking such schemes do more harm than any help. For Ex – In India Govt launched a scheme called MANREGA. If you are jobless then you register your name then you will be allocated some work and you will get some daily wages. People say most of the people do not do any work, they register their names and get benefits. Huge money of country is being wasted. Another harm it is causing is to farmers. They don’t get any labor for farm work as laborers are refusing to work as they are getting free money elsewhere.
    • In many parts of the world, if you tell people to learn good skills and start their own work such as plumbing, painting, and electrical work or start their own little business, they simply refuse to do anything. In fact many of them simply say give us some safe government job where I can retire without much headache.
    • Most of the people want good vegetables, fruits, grains to eat but none of them want to grow. Can’t we grow our own organic vegetables! So much land, water is available. We can easily do it. People prefer to buy from market which may have hazardous chemicals responsible for diseases like Cancer!
    • If you ask many organization managements, they say we are in need of good employees. Mind it good employees who have real knowledge and ready to work. There are more than 6 billion people and organizations are short of skilled people! This itself speaks a lot.
    • Rather than relying on hard work for making money, out of their inertia to do hard work and urge to become rich very early, people invest in many Ponzi schemes, take route of gambling and lose all their money or greedily buy shares, properties and lose everything at the end.
    • Nature has given so many herbs which are freely available around us. We can prepare our own medicines, tooth pastes, soaps, shampoos and many more such things. People say “who the hell will do this”. Things are readily available in market and buy from there. This is how big corporate houses are becoming bigger and bigger and on top of it their products have so many hazardous chemicals as well. Can’t we learn and prepare many things on our own?
    • Buying ready to eat, ready to cook or eating in restaurants and hotels is new trend. People do not even check what quality of food they are eating and how much money they are spending on it. If you visit rural India, everything is prepared in home. Right from pickle, sweets, lunch, dinner, various delicious food verities, everything is prepared at home. Extremely hygienic, nutritious, healthy food and on top of that you save huge money! If we don’t know then can’t we learn from the people who know and make our lives better?
    • You will observe when you are involved in some creative work then you will not have any sexual thoughts and when you are engulfed with sexual thoughts you will not be able to do nay creative work. We need to be aware of this. Excess of anything is bad. People who are involved in more sex, you will see them more lethargic, dull and inertia takes over them. Surprisingly if you look around, business houses are operating on tagline’ SEX sells’. Women are being used as sex symbols in movies or to sell products. Even pornography has become industry which is destroying many people’s lives.

There could be many such examples and this list can go on. Question is from our inertia who are benefitting? Many of the above examples are self-explaining – Politicians, big corporate houses, big money lenders such as bankers etc. Few are explained in detail

    • Our inertia to work and earn on our own leads to enjoying free perks from council/Govts which in turn is leading your country to Bankruptcy. So lenders and their associated politicians will take over your country.
    • Due to our inertia many corporate houses are becoming bigger and bigger as we are not preparing on our many things and buying from them. In this process, we are losing big money and money is getting accumulated in few hands.
    • Out of our inertia we do not do hard work, our farming goes in loss and then farmers sell their land which again bought by these politicians and big corporate houses or few rich people. If you observe, thousands of people are leaving farming every day.
    • Out of our inertia, every time we demand relief packages and paralyze ourselves. It is so easy for politicians to come in power buy throwing some money in front of people.

Then how to overcome this inertia and how it has engulfed us? How mother Goddess is related to it. Mother Goddess is symbol of energy. Our motherland is giving us food, water which we consume and get energy. If we have energy in us then we can walk, work or do any activity else we will not be able to do it. IF we have good energy created in us then inertia simply vanishes.

    • First thing we need to do is to be aware of the tactics used by politicians which make us paralyzed. Once we are aware then we remain alert and do not fall in that trap.
    • Next is good sleep. Right amount of sleep gives right amount of energy. If you sleep too much or too little then it is not going to help. Have 7-8 hours of sleep.
    • Next is food. Food creates energy in us. Kind of food you eat, same kind of energy it will create. If you eat quickly digestive food items then you will have very good energy created in you and you will overcome this inertia. If you have sedentary lifestyle and you eat food which takes lot of time to digest like meat, fish, etc then most of your energy will be used to digest that food only and you will feel sluggish, lethargic and this becomes your norm and inertia takes you over. Even if you stuff yourself with too much food then also lot of your energy is wasted in digesting that food and you become lethargic.
    • Next is avoid drinking buffalo milk. Prefer cow milk and that too of natural breeds. Buffalo milk has high fat content and takes time to digest compared to cow’s milk. Once again remember that what you eat or drink you become like that. You want to be lethargic like buffalo or active like cow?
    • Next is lack of physical activity – you will observe many times if lethargic people are forced to do some physical work, initially they are slow & resist but slowly their inertia goes down and they work very well. We all need some exercise daily to overcome this inertia. Yoga, Pranayama some exercises will help in this. Pranayama gives lot of energy to body. Every breath we take energizes our body and every breath we release relaxes our body so little bit of pranayama will help, if you do not know then quickly learn it as many teachers are available.

Transformation from Inertia to blissful activeness happen in three stages. As per food we eat, physical activity we do and purity we have in our thoughts and heart, our body remains in three Gunas (Guna means quality or Type) – Sattoguna or Rajoguna or Tamoguna. Each of these three Gunas have impact on you and are as below

Tamoguna – If you have Tamoguna then body has lot of laziness, lethargy, you do not want to work, lot of inertia and this is demon Mahishasura!

Rajoguna – If you have lot of Rajoguna then you will show symptoms like – You want to work to achieve something. You are too ambitious. Plans are going on in your mind like what are you going to do one after another. Your mind is running very fast and so you are. You want to be rich, want land, want to expand your kingdom. Many a times feverishness sets in to achieve those things and many times too much ambitious people land up in depression as well.

Satoguna – If you have Satoguna then you are working but with content in your heart and mind. You are in bliss, centered in you and not running behind things. Nothing can shake you. You will keep walking in your life with smile on your face. You work in blissful lstate but without constantly wondering or focusing on end result.

Ensure that you transform yourself from Tamoguna to Rajoguna and from Rajoguna to Satoguna! Correct food, correct exercise, meditations, yoga, pranayama will for surely transform this and pray to Mother Goddess to help you defeat this demon with her energy in you! Prayers do Work!

SPIRITUAL SIGNIFICANCE OF BAKRA EID AS WELL AS BAKRA BALI INFRONT OF DEVI (MOTHER GODDESS)…ITS IMPORTANCE IN CURRENT TIMES

goats2

Durga

I feel lucky to have grown up into multi-cultural and multi religious environment as it has taught me many things and many times I see many similarities in basic intention of many rituals but many times we are not aware, do not pay attention to or put our ego ahead of everything and miss the main crux of the entire thing. Many times people do not take interest or even fear sometimes to look at other religions rituals and what good we can take from them.

Since childhood I am seeing these two rituals of giving bali (sacrificing) of bakra (male goat) infront of Devi (Mother Goddess) and Bakra Eid. Though I am not any religious head or follower of both these rituals, I feel there is a great spiritual side behind both these rituals and lets see what it is (There are and coud be man religious reasons for celebrating this but I am focusing on spiritual side)

Our ancestors were very wise and they just didn’t start any rituals just for the sake of starting, I find that they have considered upto great extent how human mind works, what kind of situations they face in their life, various natural cycles and how all can come together and celebrate this journey called life.

Just think why ancestors thought of giving sacrifice of Bakra only. There are so many animals on planet, why this particular animal is chosen? If you see, goats move in a herd. They are always in group and if you see most of the times they are moving in direction where herd is moving. Basically it is this herd mentality and you will never see that a goat or sheep separates from group and decides to move ahead alone. They become fearful under little bit of stress or threat and finally they may fall pray to predator. They cannot roar like a lion and face difficult situations. Little bit of adverse situation and you will see that all will start running around and they will chose the path which others have chosen, without thinking. Just observe and you will see this fact. In fact look at the ones which are in the middle of herd. They have absolutely no clue where they are heading and what is in store for them. I am trying to stress this herd mentality and fear of this animal as both these attitudes go hand in hand.

Both these herd mentality and fear are there in humans as well and I feel this is the most appropriate time to highlight how it is working and people are succumbing to it and bringing great harm/loss to themselves, society and nation. Herd mentality of humans is nothing but without courage, out of fear they do what others are doing. Just copy or move along with masses while taking decisions of your life and look at the few situations how it has harmed and is actually harming, infact from childhood many of us are doing this…

    • Just because media/builders creates environment that all are buying flats, houses and rates are going to go up, many of us rushed to buy bought & invested in many flats. Many have taken big loans and now scratching heads for its repayment….herd mentality…
    • Look at students….if 4-5 of them are studying together then while studying many times they look at each others progress…If somebody had progressed more then they become fearful and panic, then they understand or not they try to finish at the same speed as others…herd mentality..
    • While taking admissions to various graduation, post-graduation courses, students look at others. what others are doing, in which direction others are moving. If mob is moving towards engineering then take it, Information technology then move there. Without thinking ones own capability, practical situation, they move in this herd mentality…
    • Just because stock markets are moving up, others are investing in it and if you don’t then you will be left behind, without knowledge, without thinking, many start investing. Listening to any crap recommendation people put any amount of money and lose it! Stock market crash of 2008-09 is simple of example of this and I have seen many who were just rushing to make money…herd mentality…
    • These days if you read news on websites of these news papers or news channels then many times you will see news like this “So and so Photo of so and so actress or Video has went viral”. Now many click on it just because it has gone viral and with these clicks it actually goes viral!…herd mentality…these news people know this and deliberately they put news as “So and so thing has gone viral…”
    • Somebody comes and tells people that I will double your money in next 1 or 2 years or you create chain of members and you will get so and so money. They give examples of other people who have invested, who are making money. Many feel secure sighting others investment and they also invest in it. Later on when it turns out to be a Ponzi scheme, all people lose money!…herd mentality…
    • Another simple example, if you are going to buy vegetables, fruits in market and if there are 10 people sitting there, you will observe that shop where there is little rush people first go there and buy there..
    • Many are succumbing to anxiety created & marketing done for new launches of cellular phones, people rush to buy as whole world is running to buy those and people end up spending huge amount of money. Just check, these phone companies are now having such big valuation that they can buy some country!…its due to this herd mentality…
    • Just because some movie shows some new style of clothing, many run to buy them. Infact you will be amazed to see how few underwear brands got popularity. Lead actor used to show elastic of his brand above his jeans and many started using that… Imagine movies which are mostly based on fake, hypothetical stories and are largely based on imagination of some director or based on propaganda of producer, are ruling life of people…
    • Some advertisement on TV shows that most of dentists recommend our toothpaste and many start buying that…herd mentality…rather than driven by one’s own intellect, knowledge, experience, how these advertisements are driving people. If you want to see how people succumb to advertisements & marketing, visit their bathroom once and you will see 2-3 types of shampoos, 2-3 types of conditioners, faces wash, hair creams, sun creams, cold creams, various soaps and what not…Check once on how many people these products have actually worked, you will find none and people are wasting lot of money. Infact they are filled with so many harmful chemicals which are going inside your body through your skin.
    • Private universities publish their various research and people believe it and start following/behaving like that as many times their finding are presented in percentages Ex- Research suggest if people don’t use ground nut oil then heart attack % reduces by 50%. Now without checking facts many started using palm oil. Now many scientists tell that ground nut oil is best. In this process many farmers lost money making crop called groundnut and few greedy ones made money. One ridiculous research I came across – “If husband and wife together drink liquor then they are more happy”. You will see many such stupid researches in media around you. These are driven purely for increasing demand of particular products and flourishing few businesses.
    • Propaganda was driven that chemical pesticides help in producing more crop. Many farmers succumbed to this so called green revolution. Without checking facts many have used these and polluted their land. These pesticides are resulting in so many severe diseases to humans and many times I feel more than green revolution, it is cancer revolution.
    • Media is making people fearful and coward by showing only negative news. Rarely we see any positive or good news in newspapers or news channels. This is creating fear psychosis in people and people fear to raise their voice against injustice.
    • If news channels show that, any saint has done some wrong thing then without verifying real facts just because all are blaming saint, people also start blaming them. In India one saint was accused of murder and media people showed that news for more than 2000 hours and people immediately made him demon and people forgot that it was accusation and not verdict of court. He was harassed for nine years but finally it got proved that he did nothing and he is innocent. This news media showed for hardly for eight minutes. Despite of this example, people still get driven by herd mentality. Even today some accusation on any saint and you will see tsunami of reactions. Many are just cursing because others are cursing.
    • Just because actor/hero & actress is drinking liquor or smoking, many yougnsters start doing same thinking it is cool thing to do. If few friends are doing party and few of them are drinking alcohol or smoking then you will observe that many non-drinkers and non-smokers succumb into it and they also begin, very few stand out and say I will not!

There are many more such examples and basic intention of highlighting these is to portray harm which we are causing in this herd mentality. We need to sacrifice this herd mentality and emerge as true lion in our life. Even today in rural parts of india, if some child becomes very fearful then people say “once sacrifice bakra in front of mother goddess”. Mother goddess symbolizes fearlessness, energy & activism. You sacrifice your fear & herd mentality to her and emerge fearless, filled with energy. Henceforth lets sacrifice our herd mentality, fear & emerge as lion to serve our country. This Bakra Eid sacrifice these two things and emerge as lion to serve your  family, society and country. Many people debate whether to give bali of actual animal in rituals – then sentiments of people are attached to it since many years people are following it. My personal opinion and heart tells that not to kill animal physically for rituals (for eating meat is different and for rituals different) but various religious heads can sit together, ponder and decide with people what is best for all but know one thing for sure that country is waiting for many lions!

 

WHAT PARENTS WANT…DON’T END UP WITH YOUR HANDS FULL OF….

Parents

In last 15 years or so, I have seen many people leaving our country for higher studies, jobs. Many of them went saying they will return in couple of years but till now never returned…At one point of time I was also trying for higher studies but today when I think back I thank god that I performed average in those exams and later on decided not to pursue the same..

I personally know many of them. Infact many have such wonderful parents that whenever I visit their homes, they shower their love as if I am their son as well. If they are taking their parents where they are living then it may be fine with them else parents keep on waiting for them, persuading them to come back and many times have tears in their eyes & they keep on receiving below answers..

  • For my career I need to be there. What will happen to it if I come back…
  • I will return in another 2 years
  • This country is in mess and nothing can happen
  • Education is much better there etc
  • My job there is very comfortable, I can give more time to my family
  • I will not get same salary if I come back

What I have seen is many of them are thinking only about themselves. My career, My job, My comfort, My My MY… What about them who got you well educated and made you confident. Do these people think anytime about them. More than money, our parents want our time, they want to live with us. They want to live with our children, they want to play with them and see them growing up. Just sending money for them don’t fulfill our responsibility towards them.

Infact I have seen people spitting about their own country where they learned 2+2 =4. I have seen few who regret that they are born in this country. Few even do not return for years because of some Visa issues. Their lives are controlled by some Visa rules. In reality I have found below facts why they run away from their responsibilities

  • Exchange rate, more money
  • Part of mind says as I am staying in so and so country so I have something in me and so I am great
  • Don’t want to take responsibility of their parents, country
  • Think about only their own comforts – I have good paying relaxed job etc
  • Many girls do not want to live with their in-laws so they find this route of moving abroad

After living abroad for a year atleast I have realized that India is HEAVEN (if one has true vision to see). Such a balanced climate, good healthcare, good schools, such variety of food, clothing or anything you take, such nice people to talk, such a fertile land, so many rivers, mountains. God has showered everything here. I am not saying that other countries are not good or not bestowed with these things (infact nature has given everything equally to all) but what’s point in leaving your parents alone and running behind money. You will be millionaire or billionaire then what? So many millionaires & billionaires are there and you will be one of them. Your parents will depart one day and so you will. All your millions & billions will remain in bank accounts and it may happen that your children may keep fighting for share of that money.

Not knowing culture of joint  family, your children will also leave you one day leaving you alone. What will you do with money.  Decade back in Europe, percentage of people who were in depression was less but today it is much higher. Why so many people are in depression? One of the simple answer is people forgot family values. Family which has elders is also bestowed with their wisdom. Any problem or difficult situation comes in life and if you feel you are unable to handle then elders will be there to support you, to advice you. They guide children and younger ones as well. If someone from family is going on wrong path then they will be first to correct them. People spend huge money for advice from Psychiatrist which elders would have given them every day and in their advice there is love & care. Infact depression is one of the bigger killers today. Can you thank them by meeting once or twice in a year? Few even see them once in two years. We all need to move back to joint families else this disease called depression will eat many more.

More than money, we need love, friends, wisdom of elders and their blessings. I am sure all such people may have bank accounts full of money but in their later part of life when they will be lonely & tired then they will realize that their hands are full of 2 things, Regret & Guilt. Regret that they could not shower their love on their parents and Guilt that they could not take care of them. Don’t end up being in this category…

CHATURVARNA…REAL MEANING…ITS MISUNDERSTANDING, MISUSE LEADING TO INJUSTICE & DIVIDE IN SOCIETY…

Chatur varna

Macalay

 

In the wake of growing divide in our society in India which is many times based on the Chaturvarna and Caste based systems, I thought of writing my understanding which I have got over the years looking around me in society and one thing for sure is this word Chaturvarna is misunderstood by many, misrepresented by many. Many youths are misguided by many literatures, NGOs and so called humanity based groups and finally politicians who gain power in this fight. Few out of their own ignorance have used it to prove their superiority, few got injustice and sometimes it lands up in few funny situations as well. Lets try to see what is it…

CHATURVARNA is Sanskrit word – Chatur means four and Varna means ‘Groups’, means four groups. There were four groups of people Brahmins (Teachers), Kshatriya (Fighters), Vaishya (Traders) and Sudra (Producers), mind it, it is Sudra and not Kshudra (meaning insignificant) or Shudra. Kshudra or Shudra is the distortion done by few people deliberately.  First lets understand each one of them and then understand how mess happened due to misunderstanding and who took advantage and creating rift among us and looting all of us.

Brahmin – Is the person who has attained/gained knowledge and most importantly he is sharing with all selflessly for enlightening of society and ensuring that all people are filled with knowledge. He is the one who is living for others, who needs nothing (that doesn’t mean he must not have any wealth), who is in bliss and sharing it with all. In a way all saints land up in this category. They pass on knowledge, unite people, propagate love & peace and society is happy.

Kshatriya – He is the person who is filled with Valor, who is fearless, who has skills of warfare and thus he has ability to take part in wars and save his land & people from enemies. They protect rest of the 3 groups and maintain the environment so that rest 3 can perform their function.

Vaishya – He is trader. Trader takes things from one person and sells it to other at higher price and they make profits. He is sharp in his analytical aptitude and good in calculations. He is quick in identifying business and money making opportunities. They are responsible for movement of goods & money. They are responsible for sharing some % of their wealth to state. Question comes why only trader shall pay? He /She is the one who is moving money and rest 3 groups are creating environment, goods so that he can trade. His responsibility is to donate for all good causes in the society. If you go to any religious place even today, you will find that many dharmshalas and Matths are created by these people.

Sudra – They are responsible for producing things. All skilled people land up in this group. If you have aptitude of creating fine painting, superior wooden craft, producing grains, creating cloth, producing beautiful pottery utensils, producing nice weapons for your Army etc then you are part of this category. Your skill is the supreme and you are basic foundation of economy of state and because of you all are getting good wealth, mind it good wealth. This is the wealth which is generated out of everybody’s efforts, skill and hard work. It is not the wealth which is created by cheating someone, robbing someone. Good wealth will bring all good and bad wealth will bring all bad on to you. That is why they are called as ‘Sudra’, Su – dra. In Sanskrit every good thing is presented & begins with letter ‘Su’ Ex- Suprabhat, Suswagatam, Sushma, Suvichar etc. Sudra also begins with Su and attached ‘dra’ with it which is one of the meaning of wealth – Dravya, Indra (wealth inside – your 5 senses) etc.

If you observe the job of all 4 groups, everything is depending on their aptitude. As per your aptitude you can move in the group which you want to join and contribute to society. Nobody can say that by birth he is Brahmin, Kshtriya, Vaishya or Sudra. Your aptitude decides your role and if you don’t do it as per aptitude, you decide it as per your birth then for sure lot of mess will happen and it happened. We need to see judiciously from when real trouble began in Indian Society, I am talking about society and not kingdoms. For many centuries kings have fought with each other but you will never hear that people in society have fought with each other and separated based on their this group or so called Caste mainly invented by Brits.

I have pasted one of the photo of Macaulay and his address to British Parliament. It is given in 1835 and see what he said “I have travelled across length and breadth of India and I have not seen one person who is begger, who is thief such wealth I have seen in this country, such high moral values, people of such caliber, that I do not think we would ever conquer this country……(and so on)….”. Time of this speech is very interesting..1835. Means it was after defeating, Tipu Sultan in South, Peshwas in Maharashtra , even battle of plassey happened much before”. Despite of defeating so many big empires and looting wealth from them, this is the statement he had to say. Such was this holy country called Bharat (Now India). After defeating all major kingdoms by divide & rule policy, began their oppressive rule. In the year 1857, there was extremely big revolt against them and revolt was joined and supported by all farmers, producers mainly all Sudra and it was big jolt to British. After suppressing this revolt they understood unity of common people of this country (kings fought but common people came forward during difficult times). To avoid such revolt, they permanently decided to break this society by bringing oppressive laws, rules. They knew that backbone of this society & economy is no one but Sudras. First thing they did after coming in full power is banned all Sudras from doing their traditional activities. First ban came on Ayurveda, then Vishwakarmas were banned from doing any Architectural work, all Balutedars and so on. Imagine the impact it must have caused on society. As Sudra’s were oppressed, so were income sources of all the groups of society as producer itself was unable to produce properly. Deterioration of talent and knowledge happened to great extent. Once income sources dried, all other 3 groups Kshatriya, Brahmins, Traders all of them systematically collapsed. What trader will trade? How Kshatriya will fund his Army & state and so on. With collapse of one by one group came in British Allopathy medicines, Architecture, cloths ,education system and everything.

One more biggest harm happened when British began caste & religious based census. All the 4 groups were divided into further sub groups as per their activity and this game of labelling people began in this country. People got their identities as per this Caste & their religions. In all govt departments, social places you were made to disclose your caste. This is how people isolated from each other. If want to create hatred among them it became simple, publish in society by taking name of group saying “So and So people have done so and so against other people”. This is how hatred happened and even riots. You will never hear in history that riots happened in India, kings fought with each other but not people. This all began when divide and rule policy of british came. On one end they would suppress Sudras and on another end they used to put it on Brahmins or Kshatriya. This way whoever moves away from each other they used to get sympathy of British and used to land up in their Army, Police, Administration etc. This is how they ran this country. People got deceived by these tactics, our own people brought harm to our own and till today same is continuing.

Macualay’s address clearly tells that all people were wealthy, nobody oppressed no one but if you see various propaganda run today, gaps in society are increased day by day. Somebody says, Brahmins have oppressed since many centuries, somebody says we Vaishya’s are great as we run country by paying taxes, somebody says we Kshtriya’s are most great, somebody says we Brahmins are great & purest. These foolish egos are increasing gaps & disbelief among people. Various groups including politicians are giving air to such activity. Imagine even today caste & religion based census happens and governments declares religion & caste wise population, their growths etc. For what? Are you allowing to continue same patterns which divides us. One gap existed among 4 groups is they avoided sharing their knowledge with each other and we saw degradation of knowledge, skills.

Another interesting aspect in this is to see how adoption of varna by birth has created mess and fun as well. Ex – If someone says he is Brahman because he/she is born in Brahman family then will he be one? If he has Aptitude of Kshatriya then see what happens, anger will be on his nose and on small mistakes , you can expect curse flowing immediately from his/her own mouth. Even small thing is missing in any ritual then you will have to face his wrath. If his aptitude is of Vaishya then his attention will be towards profits. He may devise various ways to make money through various unnecessary rituals. If he has aptitude of Sudra then he is doing injustice to his skills. Look at the people who are running these coaching classes these days. Many of them are charging huge money for teaching. Aren’t they doing job of Brahmana with the mindset of Vaishya?

If someone says he is Kshatriya because he/she is born in Kshatriya family then will he be one?. There are ample examples in history where sons of great kings have taken their tale deep inside on battle ground and ran away. Whole state got defeated and people suffered. You need to have valor, skills of battlefield. If his/her aptitude is in painting or teaching then will he be able to perform his job as King? This is why this method of ‘Kings son becomes King’ has failed many times.

If someone says he is Sudra because he/she is born in Sudra family then will he be one?…There are ample examples of sons of Sudras who were kings, who were great saints and in a way were true Brahmins.

If someone says he is Vaishya because he/she is born in Vaishya family then will he be one?. If real aptitude of Vaishya is of Kshatriya then will he be able to do trading or business? No, there are ample examples around us, you enter their shop and little more enquiries or small argument may result into these statements “Lena hai to le nahi to nikal”, “If you want to buy then buy else get lost”. Isn’t it funny, Kshatriya aptitude plays here and you will observe all such business people are always in loss. If your king has aptitude of greedy Vaishya then also it is big problem. He will end up doing business of each and everything. I will explain it more in detail.

If someone takes support from scriptures for their misunderstanding then also they cannot justify. In bhagwatgita it is “CHATUR VARNYAM MAYAA SRISHTAM GUNA KARMA VIBHAGASHAHA TASYA KARTARAM API MAAM VIDDHI AKARTARAM AVYAYAM”. It clearly says it is Varnam and then further says Guna Karma Vibhagashaha. Means depending on aptitude these four groups have come up and nowhere it mentioned that it is by birth etc. Even today people have formed so many different groups through various associations. Doctors association, bar council (lawyers), labor unions, bankers association, jewelers association, taxi/auto drivers association, engineers association, chartered accountants association etc…

If someone takes support of Vedas and say that it is mentioned that Brahmins are head or Kshatriyas are hands, sudras are legs and Vaishya’s are thighs etc…All are our body parts and we equally love and need them. If nay part is cut then you will not be able to do anything and mind it if somebody says that you are compared to legs that is why you are less important then tell them that even today when people meet elders or respected people then they touch their feet and not head or hand. If people try to divide or try to boast their ego on these issues then ignore them.

Coming back to greedy Vaishya, If you make greedy Vaishya (mind it greedy) as your king then what happens? Answer is today’s world. Most of the Vaishya’s are good but few greedy when come to absolute power then what happens…

    • Due to polluted water, people are forced to buy clean water…business…
    • Due to inefficient government education system, people are forced to put their children in extremely expensive private schools & colleges….business…
    • Every year people’s electricity, water, gas charges go up….business…
    • People don’t have water to drink but river of liquor flows….business…
    • At every step people are looted by doing corruption…business…
    • Look at judiciary…pay money and get bail…business…need good lawyers…pay big money…business
    • Want to cure your diseases…buy expensive medicines or expensive treatments…. Business…
    • Even humans are traded by human trafficking…business…
    • Farmers die as they don’t have good rates for their produce and common people lose money while buying same produce…who earns- middlemen…business…
    • Want to live in a home/flat…pay huge money to builders…business…
    • Want to drive on road…pay toll…business…

Look around; there could be so many more examples. This is the issue right now. Few people/politicians/businessman cannot think beyond money. They continue dividing people in same line to capture power. Infuse people with ego of their own caste and hatred for others, and then job is easy. Anybody can win election by saying or portraying as if he is messiah of their own caste or showing sympathy. He/She can use bad words for others against which hatred is their in people’s mind and then he can work as vote cutter of his own community. If you see, no religion, caste is under threat but yes 3 things are under big threat – 1 ) Your Character (systematic degradation of ethics is happening) 2) your land, this motherland 3) Your pocket

Time has come that we don’t succumb to such tactics, we all unite and say “Hum Sab Ek Hain “/”We all are one” and fight against injustice.

 

 

REALITY OF PAKISTAN’S POLITICIANS, ISI…ROOT OF TERRORISM…WHY INDIA MUST TAKE OVER PAKISTAN’S ARMY & ISI

Capture_Pakistan

We all know how terrorism has spread across the world and it is affecting so many countries and so many people but rarely we try to go deeper into it and try to analyze from where these youth are joining this terrorism, from where do they get weapons and training and what really they want to achieve and most importantly for whom.

Deception is biggest tool used in this period of time and it is biggest enemy of common people. I would say root of terrorism lies in the partition of India which was earlier known as BHARAT. We all know before giving independence to India, British divided this country into two parts one is called as India and another Pakistan. It looks like two agents from both sides perfectly helped them in executing this split. Such kind of thing cannot be achieved unless and until you have support from within. People were shown dream of separate Islamic state to which these politicians enforced on people and later on what happened is history. Part of BHARAT was broken, our own people separated from us, they were imbibed in their mind that Hindusthan is their no.1 enemy; weapons and money were given to attack and harass their own people. Out of this deception youth are doing as per false image being shown to them. This way one enemy was created around BHARAT.

Interesting is why they chose only that area where Pakistan is today and Bangladesh. Bangladesh was earlier part of Pakistan. Why didn’t they choose Kerala or Gujrat or Maharashtra as Separate state? First thing happened is famous silk route was broken and India got separated from its all friend countries like Afghanistan, IRAQ, IRAN as Pakistan lies between them and India. In a way whole middle east got isolated and what is happening in middle east is we can see. Countries are used only for their oil and term called petro dollar took birth. Another most imp thing happened was Brits ensured that Indian Army unable to chase them back through this silk route. Kind of revolt had happened in Indian Army and doubts regarding death of Subhash Chandra Bose were there, it looks like this step helped them as this one leader had capability to organize Army and teach lesson to opponents. If you look at the eastern border of Pakistan you will realize that India is completely isolated and we cannot advance towards western side by land. Now if you look at the current Bangladesh’s area, we realize that large boundary of north east states, as well as Myanmar is attached to it. We have very narrow portion to reach north east and countries like Myanmar, Thailand, Cambodia, and Vietnam. Wrong policies of initial governments of our country had isolated north east and all these countries. Now If we see the world map these are extremely strategic locations. On east of Pakistan is India, on west oil rich countries like Iraq, Afghanistan and Iran. On eastern side of Bangladesh, it is today’s south east Asia. So many countries got isolated from India and all of them would have prospered along with India and would not have suffered the way they did. It is shrewdness of few of our politicians that Bangladesh got separated and saved from future misery.

Coming back to Pakistan, we need to see why it attacked India 3 times when it itself was in such bad condition. If we observe the timings then we realize that whenever Govt in India was not suitable and hostile to big businessman and few royals of western countries, India got attacked. Country which does not have any manufacturing facilities, no big universities, broken economy can never afford War. Then why War? Were wars imposed by few politicians and few officers of ISI or whole people of Pakistan? Answer is few politicians and few officers of ISI. In few people’s decision whole country is dragged in to it. These few people are nothing but I feel they are agents of few western countries. They hold large properties, visas, money in foreign bank accounts. They just run the agenda of western businessman & royals. By attacking India they bankrupt themselves as well as try to break the economy of India as well (by increasing expenditure on war).

Agents of Pakistan have taken it to such low level that it is almost bankrupt and dependent of western money which unfortunately goes into terrorism. People of Pakistan may not be even aware of this and nor do common people of western countries must be knowing this (most of them are in debt). Various wars with India, no agriculture or industrial growth, no research institutes or any infrastructure, huge amount of corruption has ensured that country’s income sources are meagre compared to its expenses. If you read history carefully, in earlier times Kings used to be Mandlik of Brits and these days politicians are mandlik. Since Pakistan is created, from that time till now it looks like it has been ruled by these Agents. Take it for Jinhha, mushrraf or Bhutto. What did they do? They kept on nodding their head as per intelligence agency called ISI, western politicians and looks like ISI completely runs on money from western world. This ISI appears to be stronger than even these politicians. Many times they have overthrown these politicians. When Mushraff overthrew Sharif, that guy went to western country & settled in London. Then when it was turn of Mushraff, again he went to same country. Bhutto who instigated people of Kashmir against Kashmiri pundits by showing false dreams of freedom etc finally got killed after her job of complicating Kashmir issue. All know Kashmir is integral part of India but agents from India also agreed to various ridiculous clauses like 370 and people of Kashmir got isolated more. If you go there and see condition of people then they are living in extremely poor condition. Is this what people wanted? Absolutely no. First thing happened is tourism of Kashmir got destroyed. Kashmir is the most beautiful place on the earth. Today people go to European countries and spend lot of money which would have went to people of Kashmir and people of India. Second thing is Pakistan got this virtual issue of Kashmir and they just keep attacking India on basis of that. Prima facie it looks like this attack is done by Pakistan but in reality this attack is done by western politicians and greedy businessman. These days it is disgusting to see how map of India is shown in various search engines or world maps. Deliberately Kashmir is not shown as part of India. Few separatist leaders now showing dreams of this failed state called Pakistan to few youth of Kashmir. These youths must stay away from these people and must not fall into their traps.

Question arises in mind, how come so much terrorism flourished in Pakistan and affecting all. In this age of nuclear weapons, no country can afford direct war with country which is also a nuclear state. To counter this situation, proxy army is created called as terrorist. They fight, create damage and no country claims their ownership if they are caught. Question arises how this proxy Army is created? Answer is agents. Land of Pakistan is good for irrigation, it has minerals as well. Instead of focusing on these and improving economic condition of people by providing education to all, these agents ensured that all people do not get education. Out of poverty youths are thrown/lured into terrorism or thrown into hardcore religious fundamentalist teaching which is manipulated as per agenda. People even say that school books are accordingly prepared and when there are surveys from various international organizations, they do change those for limited period of time. From that age this brainwashing is done and mentally prepared to do the job but poor people do not realize the effects of this. They do not know who the guys are pulling the strings of this dangerous game. These youth are used to fulfill various agendas of various different groups. Nobody knows who is getting trained where and which groups they are joining. Common people of Pakistan are struggling and living in very dangerous situation. For them only change is face of agent but day by day on ground situation is becoming worst. Look at this example of Kargil war, officers of Pakistan’s army posed as terrorist and occupied key positions in Indian territory. Pakistan’s army refused to even take back bodies of their soldiers. India spent huge money and lost so many brave army officers while claiming back same land. Yashwant Sinha then Finance Minister of country had to raise taxes to meet this expenditure and many of small businessmen became unhappy with govt and it was also one of the main factors for anti-incumbency wave against Bajapyee govt. This is how Pakistan is used against India to fulfill agenda of western interest at the cost of their own people, money and India as well. Many Pakistani youths are being used in Afghanistan, Iraq and those countries are going through war since almost last 13-15 years. If Pakistan would not have been there then Afghanistan, Iraq, Iran would not have gone through suffering through which they are going.

Imagine what must be happening to a family if youth of that family joins terrorism. What his parents shall do? How his sister must be surviving? This is how houses and in effect society is destroyed. Recently one terrorist caught in northern part of India gave his home no, upon calling on that no his father said “Yes he is my son but now ISI and terrorist groups may kill us as well”. Why they will kill because then it will be confirmed that he is citizen of Pakistan, trained by ISI. This is how people of Pakistan are suffering living in fear and economic despair.

One important & humongous economic loss caused by this split up between India, Pakistan & Bangladesh is to Cotton industry. In the whole world cotton grown up by these 3 regions is largest and finest. There are 7 billion people on planet and everybody needs cloths but this split between them and animosity creates very unhealthy competition and nobody gets anything. Cotton growing farmers are suffering despite of huge demand. You go to any developed nation and you will find clothes either made in India, Pakistan, Bangladesh or Egypt and that too at very cheap price. Reason is this split and lack of unity between cotton growing industries in these 3 regions.

On one end few western countries are tightening the noose around Iran saying that Iran is pursuing nuclear program. Iran has such strict economic sanctions and it is completely isolated. Iran has done nothing wrong or not acted against anyone. On another end country called Pakistan where agents are propagating terrorism, that country is given billions of dollars in financial aid. Isn’t it as good as funding terrorism? Even small kids can tell you that terrorist camps are run in Pakistan then do you think these western countries’ politicians and businessman do not know who claim to know even color of undergarments of various presidents of different countries. Why till now Pakistan is not economically sanctioned? Only thing done is to show the world that they ban terrorist groups and these people form new new groups with different name. People of these western countries on one end suffering due to lack of jobs, debt and recessions and on another end their politicians are giving billions of dollars to those countries where this money is going to terrorism.

Western politicians attacked Afghanistan and did complete destruction and on another end they did nothing for terrorism which spreading through Pakistan, infact they kept on providing money to them. This is how you handcuff a country. Your country is destroyed by air bombing and on another end terrorists are knocking your door then what to do, you have no option but to take help of western Army and nod your head as they say. This is how NATO forces have stayed in Afghanistan for last 13-14 years and numerous soldiers of NATO forces are also killed, huge amount of money spent from their budgets and NATO countries are also thrown into huge debt by these greedy politicians and businessman. In between, under the disguise of weapons of mass destruction they attacked IRAQ and words will fall short to describe the amount of destruction done. There were 700000 widows after this attack and till date not a single weapon has been found. NATO troops occupied IRAQ and it is interesting to see timing of their pulling out of IRAQ and upcoming of ISIS. From where ISIS got money, from where they got weapons? Were NATO forces unaware of this…Why till date nothing has been done against them…After lot of Kurdish people got killed then some small attacks started… this tells who is sponsoring this and running this…

We as Indians need to think and see that after our independence, virtual enemy called Pakistan was created otherwise after 200 years of sucking your blood, your only enemy is brits. All your gold is looted, education systems, history destroyed & we are left with this stupid paper currency. Whole of our attention is diverted towards Pakistan and right now also we need to see who are the people giving money and weapons to Pakistan, they are the people spreading terrorism. People of Pakistan need to see that Indians are not their enemy at all but these agents and western businessmen are looting them using them. They must cooperate with India and become friendly nation else it is must that India takes over Pakistan’s Army & ISI and frees up entire region and brings peace.

One more big harm which is happening is to the innocent followers of Islam. If any terrorist activity happens then all media people cover that news saying ‘Islamist terrorist did this, they did that….’ And BBC is also no exception and they also cover the news in the same manner. Whole religion is deliberately being maligned in this and these youth are not even aware of this conspiracy and what harm they are doing to themselves. Saints say that real meaning of Islam is peace then how come terrorist became Islamist. True Islamist will never get involved in violence and people who are involved in violence are not at all Islamist. Youth must abandon this act and return to their homes and serve their country & humanity for its prosperity.

BE RICH, KNOW YOUR MONEY DRAINERS – FIXED COST,VARIABLE COST

bankrupt-cartoon

In our day to day life we spend money for so many things. Few things we require frequently and few things depend on our wish and even if we do not have these things we will remain fine. Rarely do we take some time to notice how we are spending, where we are spending and what effects of it are. In a way few costs are fixed every month and few other varies on our wish and we can control these variable costs easily.

Despite of our amount of income, whether we earn or not, costs which we must have to incur are called as fixed costs. Come what may you need to pay this. Costs which may depend upon your usage or will to buy something but you will be fine without it or you can delay or cancel then such type of costs are called as Variable Costs. Costs which are not regular and may come unexpectedly are variable casts (ex – some kind of surgery or hospitalization cost etc). You may have greater influence to control on this variable cost but if your fixed cost is rising then for sure know that you are heading towards bigger trouble and eventually it will lead you towards situation of lesser and lesser money in your pocket and finally even bankruptcy

Lets look at some of the examples of fixed and variable cost. Now look at these and decide which one are increasing day by day.

Fixed Cost

  • Electricity Bill
  • Gas Bill
  • Water Bill (Though Electricity, Gas, Water bills depend on our usage but incase of households we need that every month and bare minimum charges we will have to bear and without these we cannot live)
  • Television Recharge
  • Internet Charges
  • Maintenance of Apartment
  • Muncipal corporation taxes
  • Groceries (it is little variable but you need every month)
  • Monthly Transport Cost
  • Yearly Premiums of Various Insurance
  • Vehicle Servicing and Maintenance (If you have) and Fuel Expenses
  • School/College and Tuition Fees
  • Fixed medical expenses of long term diseases (Ex – BP, Sugar etc)
  • Water Filters (If you have one)
  • Any EMI of loans

Variable Cost

  • Phone bill
  • Mobile Bill
  • Clothing
  • Any Holiday
  • Unexpected Medical Expenses
  • Eating in Restaurants
  • Movies/ Drama etc
  • Furniture & any other Electrical equipment
  • Cell phones, laptops or any other such tech gadgets
  • Home decorative items
  • Consumption of Liquor, Cigarettes, Tambakhoo, Gutkha

I have tried to highlight some of the examples and there could be many more. If we keenly observe, our Fixed cost is rising and not only that no of parameters which are falling under fixed cost they too are rising. This is the most dangerous situation to be in. Just imagine if tomorrow if you lose your job then how are you going to pay these costs as you earn or not they will be accumulating. Even if you do not lose your job then see how much money they are draining out of your pocket.

Now just check if you are facing these scenarios in case of fixed/ Variable Costs

  • Electricity and Gas prices rising before every winter
  • Water Charges are rising or due to polluted water you are forced to buy pure water or water filters
  • Rising Phone, Cellphone bills
  • Train/ Bus tickets rising every year
  • Maintenance of Apartments rising
  • Various taxes rising
  • Cost of vehicle maintenance rising (fuel, servicing, tyres etc)
  • EMIs are rising
  • You have too many gadgets or their newer and newer versions

If above situation is true then it is not good and for sure your savings rate must be very low. First thing we all need to do is collectively (Individuals, Society and Governments) reduce things which are falling under fixed costs and try to reduce cost of every parameter which is falling under fixed cost. We all need to think how can we reduce our electricity bills, how can we reduce various taxes, how can we stay away from all loans infact you must stay away from all loans. First earn and then spend out of your earnings. Do not borrow and spend in anticipation of your future earnings. Stay away from unwanted insurance products (they are good for bankers but not for us). Devise innovative transport mediums. Check if all of you can grow organic vegetables, fruits, common herbs in some common places. Like this we need to collectively work out and we all must reduce these costs.

Second is reduce variable costs. If you have discipline in yourself then definitely many of them can be reduced.

  • Just because there is ‘Sale’, don’t go and buy useless things. Check if you really need them.
  • Just because something is tempting for house decoration do not buy and waste your money.
  • Focus on your health. In a feverishness to make money, people run around for it and lose their health. Later on they spend whatever they earned to get back their health.
  • Stay away from this madness of having every newer version of tech gadgets with you. You will end up spending huge money unnecessarily on it. Tech companies know this and they keep on bringing newer and newer models of same product every few months. Big euphoria is created on Television, Electronic and Print media. Various tricks are used to make the product popular even before its launch and it is ensured that anxiety of people is at highest level for these products. There are people who want to rush to stores to buy first and flaunt it. If you see they become so joyful after it as if they have got back their own kidneys! Know these traps and do not fall into it and waste your hard earned money. There are tech companies whose assets are have grown up so much that they can easily buy any small country!
  • Stay away from Liquor, Cigarettes, Tambakhoo and these pan masalas (Gutkhas). Just because it is shown in movies cool thing to drink liquor or smoke that doesn’t mean it is cool thing. Look at the sponsorers of these movies and many of them you will find are these liquor and cigarette companies. Every hero in a movie will have liquor glass or will smoke in order to position that brand as cool thing to do and hero in you then begins to follow this. More the people are addicted to it more are their profits. This is not good. One single bad habit can destroy your entire life. These bad habits not only bring your own destruction but it drags entire family along with it. If you get various diseases due to consumption of these products then your family will have to spend huge money and they all take a hit.

I hope this very high level, little but important info will help us in realizing and noticing our money drainers and increase our savings rate by keeping tap on these drainers!